Sheet 06Loans
Financing your home with our partner banks
Four partner banks study your file. Oléane helps you prepare it and places the loan in your payment schedule: the bank pays at the stage it sets, often once the works are well advanced.
The one-third line
A monthly payment above one third of the household's income is rarely accepted. Move the sliders: each bank computes its monthly payment, and the one-third line follows your income.
Amount borrowed: 14 100 000 DA
Our four partner banks
- BMD
Banque Mitidja Développement
Conventional home loan, paid from the end of the gros œuvre.
- CSH
Crédit Sahel Habitat
Conventional home loan; files handed in at the sales gallery.
- BHD
Banque du Hodna
Conventional home loan, for buyers from every wilaya.
- IFI
Ithmar Finance Islamique
An Islamic financing option, offered to buyers who choose it.
Fictional banks of the demo.
From the file to the payment
- The simulation, with your consultant
- The file: income, down payment, ID
- The bank's agreement in principle
- The approval letter, added to your buyer file
- The bank's payment, at the planned stage
The subsidised-rate loan
Some buyers may qualify for a subsidised-rate loan. The bank checks eligibility under the rules in force when you apply: we do not publish a scale here.