Sheet 13Questions
The questions we are asked at the gallery
Filed like the sheets of a set of drawings: choose a sheet, the answer opens.
Register of sheets
| A-01 | How long can I hold a home? | Buying |
| A-02 | Does a gallery visit commit me to anything? | Buying |
| A-03 | What is the difference between a reservation contract and an off-plan sale? | Buying |
| B-01 | Can I pay in cash? | Paying |
| B-02 | When do I pay? | Paying |
| B-03 | Are CIB or Edahabia cards accepted? | Paying |
| C-01 | When does the bank pay? | Financing |
| C-02 | Do you offer Islamic financing? | Financing |
| D-01 | Can I buy without coming to Algeria? | From abroad |
| D-02 | How do I send the payments? | From abroad |
| E-01 | What if I find a defect at handover? | After handover |
| E-02 | Who runs the community after handover? | After handover |
Questions
A Buying
A-01How long can I hold a home?
15 minutes, time to talk it over as a family. One hold per family per day; then a 48-hour option opens your file.
A-02Does a gallery visit commit me to anything?
No. It is an appointment of an hour or an hour and a half to see the model and the show homes and to talk about your plans.
A-03What is the difference between a reservation contract and an off-plan sale?
They are two notarised contracts whose models are set by executive decree 13-431. Your consultant tells you which one applies, depending on how far your building has progressed.
B Paying
B-01Can I pay in cash?
No. Every payment goes through bank transfer or certified cheque, and its references are recorded in your file.
B-02When do I pay?
At signing, then at each stage of the works certified by the supervising engineer. Your payment schedule gives the planned dates.
B-03Are CIB or Edahabia cards accepted?
For small amounts only, such as some customisation options. The instalments of the price go through bank transfer.
C Financing
C-01When does the bank pay?
At the stage it sets in its approval letter, often once the works are well advanced. Your payment schedule takes it into account.
C-02Do you offer Islamic financing?
One of our four partner banks offers an Islamic financing option; the choice is yours.
D From abroad
D-01Can I buy without coming to Algeria?
You can prepare everything remotely and be represented through a consular power of attorney. Many families sign during their summer stay.
D-02How do I send the payments?
From a dinar account at an Algerian bank. We do not accept cash.
E After handover
E-01What if I find a defect at handover?
You pin it on the plan during the joint inspection. Each snag is followed until it is fixed, with photographs.
E-02Who runs the community after handover?
The co-ownership manager: charges, maintenance, general assemblies, bookings of the facilities.
Another question? Sakan, Oléane's AI assistant, or a consultant will answer.